Zuzar Tinwalla
CIO Aug 30th 2017

Zuzar Tinwalla is CIO at Standard Chartered Bank India. Passionate about successful outcomes, Zuzar Tinwalla has over 30 years of experience in spearheading corporate and retail products, channels and services. He has expertise in handling complex IT solutions, international trade, regulatory aspects, financial market operations, client services, among others. He also spearheads the ‘Fintech Program’ for Standard Chartered Bank India.

Digital Strategy

Standard Chartered Bank India wanted to revolutionize customer experience and transform the client journey from a multi-day, paper intensive process to an empowering, seamless, digital and real-time experience.

The organization implemented ‘Real Time Onboarding’, a strategic program enabling end-to-end, real time paperless onboarding along with instant activation of accounts and services, and instant product fulfilment. This solution ensures customer onboarding within just 15 minutes. This also created an opportunity to open an instant digital account through iPad in India. Also, for KYC complaint existing customers, the bank also offers a full-fledged account on its internet banking channels.

The capability enables customers to instantly open an account using their Aadhaar details through online or mobile interface. The solution encompasses interactive and responsive channels, automated credit decision making, agile workflows and real-time interacting. The solution integrates technology like biometrics, optical character recognition, instant embossing and digital cards.

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